Page 9 - Essential Life Skills - #1 Building Relationships - Instructor's Manual
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LS4 - Credit Cards

                 Credit Card Basics
                 Credit Card Statements
                 Interpreting Calculations on Your Credit Card Statement
                 Other Limits and Fees
                 Choosing a Credit Card
               LS5- Pay My Bills
                 Online Bill Pay Through Your Bank

                 Using E-Checks
                 Pay by Credit Card
                 Pay by Check
                 Tracking Expenses
               LS6- Loans and Interest
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                 Loan Basics
                 Interest Rates
                 The Truth in Lending Act and Selecting a Lender
               LS7- Dangers of Debt
                                   For Evaluation Only
                 Myths Associated with Debt (Including Credit Cards, Payday Lending, Rent-To-Own,
                   Debt Consolidation, Leasing Automobiles and Co-Signing Loans)
                 The History of Debt and How to Avoid It
                 The Aggressive Marketing of Debt, Particularly to Young People
               LS8- Time Management – Handling Chaos

                 Systems and Shortcuts
                 Creating Order
                 Setting Up Your Environment
                 Your Workspace
               LS9- The Doctor Visit


                 Being Prepared for a Doctor Visit
                 Using Good Manners in the Doctor’s Office
                 Give the Details When You Are Sick
                 10 Tips for Getting the Most out of a Doctor’s Visit
               LS10- Managing My Medication

                 Understanding Prescriptions
                 Following Directions for Use
                 Drug Interactions

                 Over-the-Counter Drugs
                 Homeopathic Medicines
                 Abuse of Prescription Medications



               Introduction                       Essential Life Skills Pamphlet Series Instructor’s Manual     3
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